Our Brands

TriumphPay is the payments network for freight brokers, factors, shippers and carriers in the North American trucking industry. TriumphPay provides digital, frictionless presentment, settlement, and payment experiences giving our partners the freedom to grow their businesses and empowering carriers to determine how and when they would like receive payment.

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Triumph provides the transportation industry access to more of the products and services that empower growth-minded entrepreneurs to expand their businesses. Triumph’s total transportation finance solutions - factoring, fuel cards, insurance, equipment finance and cash flow management - collectively create greater value for our clients.

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TBK Bank meets the needs of clients through an offering of consumer, business and commercial banking products and solutions. With branches in Colorado, Illinois, Iowa, Kansas, New Mexico, and Texas, TBK bank serves clients nationwide through our mortgage warehouse and commercial real estate platforms.  

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TriumphX assists the members of the Triumph Financial portfolio of brands via a shared service model – offering a concentration of technology and project management resources. Leveraging technology and a project-centric model, TriumphX analyzes, recommends and builds strategic solutions that help the Triumph Financial brands grow.

Helping People Triumph

Triumph Financial is a values-driven financial service company. We create value by helping our team members thrive, our customers succeed and our communities prosper. When we do this, we’re “Helping People Triumph.”

Our Leadership
Founder, Vice Chairman and Chief Executive Officer
Mr. Graft is the Founder, Vice Chairman, and Chief Executive Officer of Triumph Financial, Inc. (Nasdaq: TFIN). Additionally, he serves as the Vice Chairman, Chief Executive Officer, and Public Information Officer of TBK Bank, SSB, is the Chairman of Triumph Financial Services LLC, and is the Vice
Executive Vice President, Chief Financial Officer
Mr. Voss is the Executive Vice President and Chief Financial Officer of Triumph Financial, Inc. (Nasdaq: TFIN) and TBK Bank, SSB. With over 20 years of experience in the financial industry, Mr. Voss is responsible for all accounting and financial reporting, tax, capital markets, mergers and
Executive Vice President, Chief Operating Officer
Ed Schreyer is Executive Vice President, Chief Operating Officer of Triumph Financial, Inc. and TBK Bank, SSB. He is responsible for day-to-day operations and direct oversight of Human Resources, IT, Legal, Marketing, Sales, Security, and Strategy. He previously served as President and Chief
Executive Vice President, Chief Regulatory & Corporate Governance Officer
Gail Lehmann is the Executive Vice President, Chief Regulatory and Corporate Governance Officer for Triumph Financial, Inc. and TBK Banks, SSB. In this role, she has oversight of the critical areas of enterprise risk management, regulatory relations and corporate governance for the enterprise. Ms.
Executive Vice President, General Counsel
Mr. Nelson joined Triumph in 2013 and serves as the Executive Vice President and General Counsel of Triumph Financial, Inc. (Nasdaq: TFIN) and its wholly-owned bank subsidiary, TBK Bank, SSB. Prior to joining Triumph, Mr. Nelson served as Vice President and Deputy General Counsel of ACE Cash
President, TriumphPay
Melissa Forman is the President of TriumphPay. She is responsible for providing overall leadership in setting and executing TriumphPay’s strategic vision. Prior to this role, Forman served as SVP, Chief Strategy Officer for TriumphPay, where she focused on developing and driving corporate
President, TBK Bank
Todd Ritterbusch serves as President for TBK Bank, SSB. He is responsible for providing overall leadership in setting and executing the bank’s strategic plan. Ritterbusch joined TBK Bank in 2019 as Chief Lending Officer with over 20 years of banking experience.
Photo of Tim Valdez
President, Triumph – Factoring Division
Tim Valdez is the President of the Triumph Factoring Division. He is responsible for providing overall leadership in setting and executing Triumph’s strategic plan. With over 25 years of experience across multiple factoring companies, Mr. Valdez's deep industry knowledge influences Triumph’s

Our Values

Our values are based on biblical principles and sound business practices.



Communicate the truth consistently, directly and professionally. Open communication is the foundation of strong relationships.


Put the needs of others and the needs of the team before promoting your own agenda. Treat others as you want to be treated.

Invest for the Future

Do not allow the immediate to crowd out the important. Success that endures is built upon a long-term perspective.

Unique is Good

Beware of following the crowd. Being unique can be difficult, but if it were easy, everyone would do it.

Mission is More than Money

Make everything you are involved with better. This includes doing good works in the areas of the greatest need – in your community and around the world.

People Make the Difference

In any situation, the most important criteria for our success are the quality of our people and the quality of their thinking.


Model humility in all that you do. Humility is not passivity, as it requires the courage to prefer the needs of others over your own.

Interested in joining the Triumph Team?

Our Philanthropy

At Triumph Financial, we’re committed to investing in change. Our philanthropic vision is focused in four areas: advocating for safety and justice, supporting families, providing access to basic needs and transforming communities. We support these initiatives at home and around the world. We partner with entrepreneurs who share our philanthropic areas of focus, have a history of effective assistance programs, and are experts in their field of service. This allows us to do the most good in the areas of the greatest need. Below are a few of the organizations we support.

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